Credit Card Churning: How does it work? Is it bad?

OK, so you followed the great advice in Credit Card Churning Post #1, and you have some credit history. But isn't there some catch? Opening up a lot of credit cards seems sketchy. Here's the list of things that go into your credit score, from most important to least important, and some essential tips:

Using credit card points for free travel, or: Why The Radio Silence?

Hey blogopals,

I know I've been a little radio silent the past year. Part of that is because I had a crazy amount of free time at weird intervals last year, so I was able to really commit to blogging, part of it is that there are so many new discount flights these days that the deals don't seem as amazing, and a big part of it is that I've found an even better way to travel long distances for cheap, but I didn't know how to say it without sounding like all those self-serving bloggers out there with a get-rich-quick scheme...but after so many people telling me I should really write a blog post about it (instead of just advising friends one by one when the need arises), and because my students moved up their lesson so I ended up having an extra hour of free time today, I figured that time is now.

WowAir 50% off sale for round-trips

WowAir is having a 50% off sale with the code WOWXMAS. The best prices tend to go FAST,